Access to Money (ATM) Act of 2003

Access to Money (ATM) Act of 2003 - Amends the Electronic Fund Transfer Act to prohibit operators of automated teller machines that carry paid advertising from charging user fees for electronic fund transactions whether or not the consumer maintains an account with the operator. Exempts from this proscription: (1) advertising relating to products or services provided by the operator of an automated teller machine (or by any affiliate of such operator); or (2) any public service announcement.