SMART Act of 2025

Summary

Official

Supervisory Modifications for Appropriate Risk-based Testing Act of 2025 or the SMART Act of 2025 This bill limits the scope of certain examinations and combines oversight procedures for certain small depository institutions and credit unions. Specifically, depository institutions and credit unions that are considered well-capitalized and well-managed (per their...

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Bill Progress

Passed House, sent to Senate

Introduced(7/16/25)

Committee

Passed House

Passed Senate

President

Law