House
May 13, 2026

TRUST Act of 2025

Summary

Official

Tailored Regulatory Updates for Supervisory Testing Act of 2025 or the TRUST Act of 2025 This bill permits additional small insured depository institutions that are considered well-capitalized and well-managed (per their most recent examination) to qualify for less frequent examinations conducted by federal financial regulators. Specifically, the bill raises the maximum asset level that qualifies an institution for less frequent examinations from less than $3 billion to less than $6 billion. 

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Bill Progress

Passed House, sent to Senate

Introduced(7/17/25)
Committee
Passed House
Passed Senate
President
Law

Sponsor

TM

Mr. Moore

House (R) North Carolina – 14

Cosponsors (1)

Topics

Issues

Latest Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

May 13, 2026

View Bill on Congress.gov