House
May 21, 2026

American Access to Banking Act

Summary

Official

American Access to Banking Act This bill requires federal financial regulators to review and streamline the application process for the formation of de novo, or new, depository institutions or credit unions. Regulators must (1) review the application process; (2) to the extent practicable, collect necessary information from other agencies in order to minimize...

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Bill Progress

Passed House, sent to Senate

Introduced(7/17/25)
Committee
Passed House
Passed Senate
President
Law

Sponsor

MW

Ms. Waters

House (D) California – 43

Topics

Latest Action

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

May 21, 2026

View Bill on Congress.gov

Votes