USDA Express Loan Act of 2026

What the bill does: This bill makes it faster for the USDA to approve certain farm and rural business loans up to $1 million. It creates simple forms and requires decisions in 5 business days for some loans from trusted lenders. It sets guarantee levels: 90% for small loans under $125,000, down to 50% for larger ones up to $1 million. It also speeds up rural business loans up...